Independent loan matching
The calmer way to find the right loan
SearchToLoan introduces you to a hand-picked panel of trusted lenders. Tell us what you need and we help you find suitable finance, free of charge and with no obligation. We match, the lender lends.
- Fast
- 2 min
- to submit a request
- Panel
- 30+
- lending partners
- Free
- £0
- cost to compare

How it works
Three simple steps to your loan options
SearchToLoan is the bridge between you and the lender. We introduce, the lender lends.
Tell us what you need
Use the calculator to choose an amount and term, then share a few details about yourself. It takes about two minutes.
We match your request
We compare your request against our panel of independent lenders and introduce you to those most likely to help.
The lender decides
A third-party lender reviews your application, runs their own checks and, if approved, makes you an offer directly. The agreement is between you and them.
Loan calculator
See what your loan could look like
Move the sliders to explore repayments. Then tell us about yourself and we will match you with lending partners. Figures are illustrative only.
Estimated monthly repayment
£317.53
Rep. APR
8.9%
Total interest
£1,431
Total repayable
£11,431
Representative example: figures are based on a representative APR of 8.9% and are for illustration only. This is not a quote or an offer of credit. The actual rate, amount and term you are offered depend on the lender's assessment of your application.
Get matched with lenders
Your selected amount of £10,000 over 36 months will be sent with your request.
Why SearchToLoan
A smarter way to search for a loan
We make it easy to explore finance options while being completely upfront that we connect you to lenders rather than lending to you ourselves.
One request, many lenders
Instead of applying to lenders one by one, share your details once and we introduce you to suitable partners from our panel.
Free for borrowers
You never pay us a fee to use our matching service. We may be paid a commission by a lender if an introduction succeeds.
Transparent and impartial
We are an intermediary, not a lender. We are always clear about our role and never make credit decisions on a lender's behalf.
Your data is protected
We handle your information securely and in line with UK GDPR. We only share what is needed to match you with lenders.
A curated panel
We work with established third-party lenders, so you can explore options from providers that meet our onboarding standards.
No obligation
Comparing options and receiving introductions places you under no obligation to accept any loan offer you may receive.
FAQ